Insurance Licensing InsNV_Health02 dumps - in .pdf

InsNV_Health02 pdf
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Aug 12, 2026
  • Q & A: 132 Questions and Answers
  • PDF Price: $59.99
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  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Aug 12, 2026
  • Q & A: 132 Questions and Answers
  • PDF Version + PC Test Engine + Online Test Engine
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Insurance Licensing InsNV_Health02 dumps - Testing Engine

InsNV_Health02 Testing Engine
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Aug 12, 2026
  • Q & A: 132 Questions and Answers
  • Software Price: $59.99
  • Testing Engine

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Government Health Insurance Programs- Medicaid and Other Programs
  • 1. Medicaid eligibility and coverage
    - Medicare
    • 1. Medicare supplement insurance
      • 2. Medicare parts and eligibility
        Accident and Health Insurance Fundamentals- Types of Health Insurance Policies
        • 1. Group health insurance
          • 2. Individual health insurance
            • 3. Managed care plans
              - Disability Income Insurance
              • 1. Elimination periods and benefit periods
                • 2. Disability definitions and benefits
                  - Medical Expense Insurance
                  • 1. Major medical plans
                    • 2. Hospital, surgical, and physician expense coverage
                      Insurance Basics- Insurance Contracts
                      • 1. Policy provisions, riders, and exclusions
                        • 2. Contract elements
                          - Risk Management and Insurance Concepts
                          • 1. Types of risk and methods of handling risk
                            • 2. Insurance principles and contract characteristics
                              General Insurance Regulation- Licensing Requirements and Responsibilities
                              • 1. Continuing education and license maintenance
                                • 2. Producer licensing requirements
                                  - Nevada Insurance Department and Regulatory Authority
                                  • 1. Commissioner of Insurance powers and duties
                                    • 2. Insurance laws, rules, and regulations
                                      Producer Duties and Ethics- Sales Practices
                                      • 1. Advertising and marketing rules
                                        • 2. Unfair trade practices
                                          - Ethical Responsibilities
                                          • 1. Fiduciary responsibilities
                                            • 2. Consumer protection requirements
                                              Health Insurance Policy Provisions- Mandatory and Optional Provisions
                                              • 1. Policy requirements and clauses
                                                • 2. Renewability provisions
                                                  - Claims and Benefits
                                                  • 1. Benefit determination and payment
                                                    • 2. Claim procedures

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      1. A life policy has been in force during the insured's lifetime for more than two years. Which circumstance may still permit the insurer to deny a claim under the policy's incontestability provision?

                                                      A) A material misrepresentation unrelated to the policy
                                                      B) Nonpayment of premium
                                                      C) A change in the insured's occupation after issue
                                                      D) An innocent misstatement on the original application


                                                      2. Which of the following characteristics is typical of group insurance?

                                                      A) Medical examinations are required.
                                                      B) Each employee receives an individual contract.
                                                      C) All full-time employees are eligible for coverage.
                                                      D) Employees may automatically enroll for coverage at any time.


                                                      3. A policyowner borrows money from the insurer using the cash value of a whole life policy as security. If the loan and accrued interest are unpaid when the insured dies, what is the usual result?

                                                      A) The death benefit is reduced by the outstanding loan and interest.
                                                      B) The beneficiary receives the full death benefit and the loan is forgiven.
                                                      C) The cash value is transferred automatically to the beneficiary instead of the death benefit.
                                                      D) The insurer cancels the policy immediately when the loan is made.


                                                      4. Under federal COBRA continuation rules, an employee who loses group health coverage because of termination of employment or reduction in hours will generally be offered continuation coverage for up to:

                                                      A) 6 months
                                                      B) 12 months
                                                      C) 60 months
                                                      D) 18 months


                                                      5. For which of the following losses would an insurance company MOST likely pay benefits under an Accidental Death and Dismemberment policy?

                                                      A) Loss of the spleen due to an accidental injury
                                                      B) Loss of eyesight due to an accidental injury
                                                      C) Loss of life due to a heart attack
                                                      D) Partial paralysis due to a stroke


                                                      Solutions:

                                                      Question # 1
                                                      Answer: B
                                                      Question # 2
                                                      Answer: C
                                                      Question # 3
                                                      Answer: A
                                                      Question # 4
                                                      Answer: D
                                                      Question # 5
                                                      Answer: B

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