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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. An annuity product linked to a market-related rate of return is called

A) a tax-sheltered annuity.
B) a deferred annuity.
C) an indexed annuity.
D) a fixed annuity.

2. An annuitant dies during the accumulation period. What happens to the cash value in the annuity?

A) The cash value is paid to the beneficiary.
B) The cash value is paid into the estate.
C) The cash value is paid to the IRS.
D) The company keeps the cash value.

3. When MUST a newborn child be covered under an existing health insurance policy?

A) Within 45 days.
B) Immediately.
C) Within 24 hours.
D) Within 30 days.

4. In health insurance policies, the reinstatement provision is

A) elective.
B) mandatory.
C) not required.
D) optional.

5. A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

A) be paid to the policyowner in cash.
B) purchase additional insurance protection.
C) reduce the policy premium.
D) accumulate without interest.

Solutions: